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Finance  »  Insurance

How Trip Cancellation Insurance And Visitors Insurance Differ

By: Patty Roundtree

Date Added : September 22, 2011 Views : 525
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Uncertainty in human life is inevitable, and need for insurance comes to cover the losses incurred in any such unfortunate event. Any planned trip is vulnerable to cancellation right from the time it is planned. In case of trip cancellation where one may lose part or the entire prepaid expenses, this is where trip cancellation insurance comes handy. Visitors insurance comes as a savior for the undue losses incurred during a visit to some foreign land. Places with high medical standards often make the sick travelers lives miserable, as a minor medical treatment can be financially disastrous. Visitor insurance is short term travel insurance often valid until the time of travel. It covers any losses incurred during travel, stays abroad or any medical problem.

Any trip cancelled in its early days can cause one to lose more than the trip cost due to the last minute ticket purchase. One delayed trip can cause the traveler to lose undue money on lodging and food. In such cases, trip cancellation insurance is of great help as it can give the coverage up to 150 percent of the total cost. Visitor insurance is of more serious nature as it covers the health along with the travel expenses of the travelers. But given the nature of problems that may arise due to any health condition is quite serious and cannot be ignored even for a second. Elderly travelers are often vulnerable to different health ailments. Even a slight change in climatic conditions or change in drinking water can have a toll on their lives. Visitors insurance is a boon for such people.

No matter what the problem is, the person suffering due to that knows its pain the best. Problems are unavoidable, but the financial problems occurring from the existing problems can be disastrous. Hence, one is always advised to get the travel insured both for the health reasons and for the security of the hard earned money. If one can cover larger losses by just paying a mere amount in the beginning of the travel, then it is definitely not a bad deal.

Martin Conroy is the author of this article on trip insurance. Find more information, about insurance international medical here

Article Source: How Trip Cancellation Insurance And Visitors Insurance Differ

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